Making Mortgages Easy Again
We are using advanced technology and personalized lending solutions, to make buying the home of your dreams a reality. We close quick with some of the lowest rates and closing costs in the industry.
Fast.
Modern.
Simple.
E-Sign
No more printing and scanning - electronically sign all of your loan disclosures from day 1
Easy Apply
Easy & Conversational online application that allows you to complete everything up front for a quick and easy loan process.
Income & Asset Verification
Digitally link your payroll, tax, bank, and investment account information to save you time!
Stay on Track
Our encrypted bank grade application and document portal will let you know exactly what documents you need to provide and when.
Our Process
Get to know how we do business and get you to the closing table quicker!
Planning
Start the conversation
We want you to be comfortable and confident in your choice to use Cahaba Mortgage for your home financing. Talk with us about your goals and allow us to provide personalized options, tailored to your individual needs.
APPLY
Get a certified pre-approval
After speaking with your loan officer about some of the options that may be a good fit for you and your family, simply apply online, link payroll and bank accounts through our automated and secure document portal, and be on the lookout for your certified pre-approval letter. Give this letter to your REALTOR to show sellers that you are a serious buyer!
SHOPPING
This is the fun part!
Grab your keys, a cool drink, and head out to find your dream home with the help of your REALTOR.
CLOSE
Closing time!
After your offer is accepted, we will lock in your interest rate, go through your initial disclosures (via e-sign), order your appraisal and title reports, finalize your homeowner’s insurance and obtain final underwriting approval. You will then get a closing disclosure with the amount of funds needed for closing, and we meet you at the attorney’s office to sign your final loan documents. You finally get your keys!
Why Choose Us
Choose a mortgage lender that has your back. One that offers localized expertise and specialization, partnered with the technology you’ve grown to expect from companies that you do business with.
