Making Mortgages Easy Again

We are using advanced technology and personalized lending solutions, to make buying the home of your dreams a reality. We close quick with some of the lowest rates and closing costs in the industry.

Fast.
Modern.
Simple.

E-Sign

No more printing and scanning - electronically sign all of your loan disclosures from day 1

Quick Apply

Input 2 key data points to have our application pre-fill your information for you. Cuts data input by 70% - work smarter, not harder right?

Income & Asset Verification

Digitally link your payroll, tax, bank, and investment account information to save you time!

Stay on Track

Our encrypted bank grade application and document portal will let you know exactly what documents you need to provide and when.

Our Process

Get to know how we do business and get you to the closing table quicker!

Planning

Start the conversation

We want you to be comfortable and confident in your choice to use Cahaba Mortgage for your home financing. Talk with us about your goals and allow us to provide personalized options, tailored to your individual needs.

APPLY

Get a certified pre-approval

After speaking with your loan officer about some of the options that may be a good fit for you and your family, simply apply online, link payroll and bank accounts through our automated and secure document portal, and be on the lookout for your certified pre-approval letter. Give this letter to your REALTOR to show sellers that you are a serious buyer!

SHOPPING

This is the fun part!

Grab your keys, a cool drink, and head out to find your dream home with the help of your REALTOR.

CLOSE

Closing time!

After your offer is accepted, we will lock in your interest rate, go through your initial disclosures (via e-sign), order your appraisal and title reports, finalize your homeowner’s insurance and obtain final underwriting approval. You will then get a closing disclosure with the amount of funds needed for closing, and we meet you at the attorney’s office to sign your final loan documents. You finally get your keys!

Why Choose Us

Choose a mortgage lender that has your back. One that offers localized expertise and specialization, partnered with the technology you’ve grown to expect from companies that you do business with.

Apply now

Ready to Get Pre-Approved?

Get your certified pre-approval letter same day

Pre-Approve Me